Luminous Wealth · Financial Planning

Financial Planning Questionnaire

Our financial planning process thoroughly evaluates your current and future financial resources, heartfelt aspirations, and authentic desires — so we can craft a plan that helps you achieve your goals.

Five Key Variables in Your Financial Forecast:

  • Desired Retirement Age — when do you envision retiring?
  • Annual Savings Amount — how much are you willing to invest annually toward your financial goals?
  • Desired After-Tax Annual Income in Retirement — what level of after-tax income would you like during retirement?
  • Financial Legacy — what kind of legacy do you wish to leave for loved ones or charitable causes?
  • Investment Return / Volatility Preference — you can choose to be conservative or aggressive, though you cannot control actual returns.

Risk Profiles at a Glance

Each profile below blends stocks and bonds differently. More stock exposure has historically meant higher long-term growth potential, but also a wider swing between your best and worst years. Figures shown are illustrative historical ranges, not a promise of future results.

Dream Big

Imagine your castles and chariots in the sky.

Live Comfortably

What would constitute a comfortable and fulfilling lifestyle if you did not attain your ideal life?

Prioritize Each Goal Factor

Assign 1 for the most important and 5 for the least important. Only use each number once.

Save Your Questionnaire

Your name, email, and answers are saved to our private team records so we can tailor your financial plan.